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Loan Eligibility Calculator
How much loan can I get? · Home loan · Car loan · Personal loan
❓ Frequently Asked Questions
How is loan eligibility calculated? ▾
Banks allow EMI up to 40-60% of your net monthly salary. Available EMI (after existing loans) is used to calculate maximum loan using the EMI formula.
Does CIBIL score affect eligibility? ▾
Yes. A CIBIL score above 750 is needed for best rates. Below 650, banks may reject or charge higher rates. This calculator assumes good CIBIL score.
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