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Salary & HRA Calculator
Take-home salary · HRA exemption · PF · Income Tax deduction
❓ Frequently Asked Questions
What is CTC? ▾
CTC (Cost to Company) is the total salary package including all benefits like PF, gratuity, insurance. Your take-home salary is always less than CTC.
How is HRA exemption calculated? ▾
HRA exemption is the minimum of: (1) Actual HRA received, (2) Rent paid minus 10% of basic salary, (3) 50% of basic for metros or 40% for non-metros.
New regime vs old regime — which is better? ▾
New regime has lower tax rates but fewer deductions. Old regime allows HRA, 80C, home loan etc. Generally new regime is better if deductions are less than ₹3.75 lakh.
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