SIP Calculator

SIP (Systematic Investment Plan) means investing a fixed amount every month in a mutual fund. Even ₹500/month grows significantly over time due to compounding. It is one of the best ways to build wealth in India.

Historically large-cap funds give 10–12% annually. Mid/small-cap funds give 12–18% but with more risk. For safe planning always use 10–12%. The calculator result is an estimate — actual returns vary.

Formula: M = P × [(1+r)^n – 1] / r × (1+r), where P = monthly amount, r = monthly rate (annual ÷ 12 ÷ 100), n = total months.

Most mutual funds allow SIP from ₹500/month. Some funds start at ₹100/month. There is no maximum limit.