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RD Calculator
Recurring Deposit · Monthly investment · Maturity amount
6 mo24 months120 mo
❓ Frequently Asked Questions
What is RD interest rate in 2026? ▾
SBI RD rate is 6.5–7.0%, Post Office RD is 6.7% for 5-year tenure. Senior citizens get 0.5% extra. Rates vary by tenure.
Is RD better than FD? ▾
RD is better if you want to invest monthly instead of a lump sum. FD gives slightly better returns for one-time investments. Both are safe and insured up to ₹5 lakh by DICGC.
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